if you are 24 , there are pell grants available. these are from the government. also talk with the loan people and tell them your story.... if you are going back to school they maybe be able to defer your loan. i know it is hard trying to find the money, but it is out there. try a signature loan or ask the loan company if they have suggestions. don't put off to long or they won't be able to process you request. good luck
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