Are there any private lenders in uae dubai, who can help me consolidate my loans before i land up in jail?

since several months i am leading a very difficult life,..... earlier i posted several questions on yahoo answers and hasn't found anything material which could really help me solve my problems to repay loans. lastly i would like to know if there are any private lenders in uae, with whose help i can consolidate my loans and i can pay to one person instead of paying several banks in uae.... futher this money going only as late payment fees and nothing is being deducted from my principal loan amount. i have 325,000 dhs outstanding as loans and credit cards where as my salary is 9000dhs. i can pay each month 5000dhs to any person who can help me get rid of this loans. pls if anyone have any solution please give me. thanks. m_rizwan_dxb@yahoo.com